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Cyber

We provide coverage against cyber threats and cyber data incidents that may result from Viruses, Malware, Ransomware, Network Breaches, Denial of Service Attacks (DoS) or data loss, including insured’s liability regarding third parties, as well as losses caused by cyber-attacks.

RISK APPETITE

TARGET SEGMENT:

  • Accounting Companies
  • Agriculture
  • Construction
  • Food or Beverage (Production, distribution)
  • Agribusiness
  • Banks
  • Hotels
  • Logistics and Distribution
  • Manufacturing
  • Maritime (Shipping Companies, Ports and Facilities)
  • Mining
  • Real Estate
  • Restaurants
  • Retail and Wholesale Trade
  • Physical Security Companies
  • Insurance (Insurance Companies, Agencies, Brokers and related services)
  • Travel (Tour operators, agencies)
  • Warehouse and Storage
  • Other Professional Services

CONDITIONED TO REVIEW

  • Aviation
  • Debt Collection Agencies
  • Education
  • Broadcasting, Media and Publishing Companies
  • Hospitals and Health Care Services
  • Human Resources Services

OUT OF SCOPE:

  • Automated Clearing House
  • Business Process Outsourcing
  • Call Centers
  • Cloud Services Providers and Website Domain Companies
  • Credit Bureau
  • Data Centers
  • Data Processing and Hosting Companies
  • Defence
  • E-Commerce
  • Gambling (Online and Offline)
  • Governmental and Public Sectors
  • Investment (Trusts, Funds)
  • ISPs and Internet Publishing, Hosting, Web Search Portals
  • IT and software companies
  • Legal
  • Loyalty Programs
  • E-Security
  • Managed and Network Security services
  • Marketing and Advertising (Design)
  • Payment Processors
  • Pharmaceuticals and Pharmacies
  • Adult Content and Sites
  • Social Media Companies
  • Stock Exchange
  • Telecommunications
  • Utilities

REQUIREMENTS

  • Minimum Premium USD 5,000 (Insight share)
  • All our policies will be on a PER EVENT and AGGREGATE basis
  • Policy trigger: First party coverage ocurrence and third party coverage claims made
  • Slip, revenues, Financial statements, 5 year loss record and questionnaires (Cyber and Ransomware)

CAPACITY

LIMITS UP TO

USD 2 Million / Risk

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