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General Liability

The general liability landscape is in constant motion and we are here to help you with your reinsurance needs. From a globalized economy that requires local policies to be up-to-date with international insurance limits up to a changing legal environment that requires constant attention to decrease your business operations exposure, Insight Reinsurance can provide support to help protect those assets by covering bodily injury and property damage along with other additional coverage’s applicable to your jurisdiction.

RISK APPETITE

TARGET SEGMENT:

  • Manufacturing
  • Power generation
  • OCIP insurance policies with yearly terms

CONDITIONED TO REVIEW:

  • Product exports to the US/CAN and PR
  • Hospitality risks and associated exposures (travel and tourism)
  • Construction projects with medium to heavy exposures
  • Chemical exposure without agrochemicals
  • Warehouses
  • Transportation
  • Government entities
  • Gasoline stations
  • Insureds with less than 3 years of experience.

OUT OF SCOPE:

  • Propane gas transportation via auto fleets
  • Pharmaceutical products
  • Off shore exposures as the main exposure
  • Airside exposure and vessels hull. (Port operations can have incidental coverage to hull which if sublimited, can be covered)
  • Coverage for deductible of large global programs
  • Construction projects over 5 years
  • Critical auto parts
  • Gradual pollution
  • Coverages provided by other LoB policies such as ARIEL (Aviation policies)
  • Refineries
  • Mining
  • Agrochemicals
  • Deccenial Liability
  • Dam operators
  • Firearms, tobacco & cannabis

REQUIREMENTS

  • Minimum Premium USD 5.000 (Insight Reinsurance share)

  • All our policies will be on a PER EVENT and AGGREGATE basis

  • Policy trigger: OCCURRENCE BASIS or CLAIMS MADE

  • Slip, revenues, 5 year loss record and questionnaire when available

     

CAPACITY

LIMITS UP TO

USD 2 Million per Risk

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