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Professional Liability

At Insight Re, we know that DIFFERENT NEEDS MEAN DIFFERENT POLICIES. That is why our underwriters work around the clock to make sure they meet your specific needs correctly. The professional liability realm is quite broad to navigate and we cover plenty of professionals with bespoke wordings to meet your needs.

TELL US YOUR STORY, OUR EXPERIENCED UNDERWRITERS WILL HELP YOU

RISK APPETITE

TARGET SEGMENT:

  • Single projects (SPPI) with a length less than 36 months of construction plus ERP
  • Day Clinics
  • OCIP insurance policies with yearly policy terms
  • Clean loss record firms with 5+ years of experience
  • A&E firms with 10+ years of experience

CONDITIONED TO REVIEW:

  • Construction projects over 36 months
  • Insurance brokers
  • Heavy construction projects
  • Annual construction policies without adjustable premiums
  • Engineering firms – Appetite will vary depending on focus (structural vs non- structural) and segment (residential vs commercial, etc.)
  • Insureds with less than 3 years of experience

OUT OF SCOPE:

  • Large accounting firms (PwC, Deloitte, EY, KPMG) and Fortune 500 global programs
  • Construction projects over 5 years
  • Tech firms
  • Loss adjusting firms
  • Clinical trials
  • Any medical institution outside of the TARGET SEGMENT
  • Law firms
  • Accountants
  • Hedge funds
  • Reinsurance brokers
  • Manufacturing of precision instruments
  • Coverage for deductible of large global programs

REQUIREMENTS

  • Minimum Premium USD 10.000 (Insight share)

  • All our policies will be on a PER EVENT and AGGREGATE basis

  • Policy trigger: CLAIMS MADE

  • Slip, revenues, 5 year loss record and questionnaire when available

CAPACITY

LIMITS UP TO

USD 2 Million / Risk

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